• *Earn up to 6% p.a. interest on savings account balance over Rs 1 lakh and up to Rs 1 cr. Earn 5% p.a. interest on savings account balance up to Rs 1 lakh and 5.5% p.a. interest on savings account balance above Rs 1 cr. Applicable for Resident Accounts only. Interest rates are subject to change from time to time. Please visit www.kotak.com for the latest information on interest rates.
• Tax free interest up to 1,500 on Savings Account
• Personalized Debit Cards on request for kids above 10 yrs of age
  (daily withdrawal limit of 5,000)
• Discounts on dining, edutainment and shopping

6% rate of interest not available on NRE and NRO accounts

NMC - Non Maintenance Charges

Kotak Junior introductory offer is available under two plans, namely Movie Ticket vouchers & Book vouchers both to be used for online purchase. The Movie Tickets or Book Vouchers will be sent as per the discretion of the bank within the 1st year from the date of account opening for new accounts opened & from the date of conversion for existing account holders upon uninterrupted execution of monthly RD/SIP installment. RD(s) and SIP(s) setup /registered within 15 and 45 days respectively from the date of opening of/conversion into Junior Account will be considered to determine the applicability of the Plan under the introductory offer. The Book Voucher allows you to make a purchase up to Rs. 250. Movie ticket voucher(s) is/are subject to availability of tie up with theatres in customer's location & is subject to change. Please contact the branch to know the availability of this option in your branch / city