My Junior Account - The Savings Account for Kids

Kotak Junior Account is designed to inculcate the habit of savings in children from an early age and help parents build a corpus for their child's future.

It comes with a first of its kind personalized Junior ID card for children bundled with host of exclusive privileges across dining, edutainment and shopping on kids brands.


The Junior Proposition is a bundled offering that includes:

Junior Savings Account - an NMC waived Nova Account (NMC waiver is subject to Investment in Recurring Deposit / Systematic Investment Plan as little as 2000^ per month for a minimum tenure of 36 months ^ 1000 or above for Semi-Urban & Rural Branches)

Guardian Savings Account - You can choose from a host of our Savings Account variants designed to give you a worry-free banking experience


Please note:

6% rate of interest not available on NRE and NRO accounts

^NMC - Non Maintenance Charges


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